Privacy Policy

Below is our Privacy Policy.

FACTS WHAT DOES The BANK & TRUST OF BRYAN/COLLEGE STATION DO WITH YOUR PERSONAL INFORMATION?
   
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
   
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • payment history and credit history
  • overdraft history and transaction history

When you are no longer our customer, we continue to share your information as described in this notice.

   
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Bank & Trust of Bryan/College Station chooses to share; and whether you can limit this sharing.
   
Reasons we can share your personal information

Does The Bank & Trust of Bryan/College Station share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

     
Questions? Call 979-260-2100 or go to www.banktbt.com
   
 
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What we do
How does The Bank & Trust of Bryan/College Station protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The Bank & Trust of Bryan/College Station collect my personal information? We collect your personal information, for example, when you

  • apply for a loan or give us your contact information
  • open an account or show your driver’s license
  • show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

   
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • The Bank & Trust of Bryan/College Station has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • The Bank & Trust of Bryan/College Station does not share with nonaffiliates so they can market to you. 
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • The Bank & Trust of Bryan/College Station doesn’t jointly market.
   
Other important information
 

The Bank & Trust of Bryan/College Station is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking.  Any consumer wishing to file a complaint against The Bank & Trust should contact the Texas Department of Banking through one of the means indicated below:

 

In Person or U.S. Mail:  2601 North Lamar Boulevard, Suite 300, Austin, Texas  78705-4294

Toll Free: (877)-276-5554

Fax No.: (512) 475-1313

E-mail:  consumer.complaints@dob.texas.gov

Website:   www.dob.texas.gov