We offer a variety of checking account options to best suit your business financial needs. Call or stop by one of our locations to open your business checking account today!
|FREE SMALL BUSINESS CHECKING||COMMERCIAL CHECKING||COMMERCIAL NOW CHECKING|
|Account Description||Small business owners will appreciate the one-on-one service provided by The Bank & Trust, as well as the product features of the small business checking account.||If your business requirements exceed the limitations for free small business checking, The Bank & Trust also offers a large business checking account. Account analysis is used to determine any monthly service charge. Contact one of our Financial Services Representatives for more information.||If you are a sole proprietor, or if you represent a non-profit or governmental organization, you may qualify for an interest-bearing checking account with only a $1,000 minimum opening deposit.|
|Minimum Opening Balance||$100||$100||$1,000|
|Minimum Daily Balance to Avoid Service Charge||N/A||N/A||N/A|
|Interest Paid||No||No||Yes – if minimum daily balance of $1,000 is met.|
|Conditions & Fees||Any transaction over 500 is $.50 per transaction (a transaction includes checks paid, checks deposited, ACH debits, ACH credits and deposits.)||Any monthly service charges are based on account activity and volume compared to minimum daily collected account balance.||Any monthly service charges are based on account activity and volume compared to minimum daily collected account balance.|
|Additional Features/Benefits||Images provided on monthly statement
Free initial order of Home Accountant Deskbook checks
Free self-inking endorsement stampMerchant Credit Card Processing Services Available
|Business Credit Card Available (separate application required) Merchant Credit Card Processing Services Available|
|All of these business checking accounts feature:|
|Free Basic Internet Banking
Free Unlimited BillPay
Free Trust24 Telephone Banking (877) 275-6785
| For complete account disclosures, please see a Financial Services Representative.
There will be a $25 account closing fee for any account closing within 90 days of opening.
Other account related fees such as monthly service charges, insufficient funds (NSF) fees and overdraft fees still apply.