Checking Accounts

We offer a variety of checking account options to best suit your business financial needs.  Call or stop by one of our locations to open your business checking account today!

Free Small Business Checking – Small business owners will appreciate the one-on-one service provided by The Bank & Trust, as well as the product features of the small business checking account.

•  $100 minimum opening balance •  Images provided on monthly statement
•  No monthly service charge •  250 items per month at no charge
•  Free Basic Internet Banking •  Unlimited Online BillPay
•  Free Trust24 Telephone Banking •  Merchant Credit Card Processing Services Available
•  Business Credit Card Available
(separate application required)
•  Free initial order of Home Accountant Deskbook checks
•  Free self-inking endorsement stamp

Conditions & Fees
• Any transaction over 250 is $0.25 per transaction (a transaction includes checks paid, checks deposited, ACH debits, ACH credits and deposits.)


Commercial Checking – If your business requirements exceed the limitations for small business checking, The Bank & Trust also offers a large business checking account. Account analysis is used to determine any monthly service charge for this account. Contact one of our Financial Services Representatives for more information.


•  $100 minimum opening balance •  Images provided on monthly statement
•  Free Basic Internet Banking •  Unlimited Online BillPay
•  Free Trust24 Telephone Banking
•  Merchant Credit Card Processing Services Available
•  Business Credit Card Available
(separate application  required)

Conditions & Fees
• Any monthly service charges vary based on account activity and volume compared to minimum daily collected account balance.


Commercial Now Checking - If you are a sole proprietor, or if you represent a non-profit or governmental organization, you may qualify for an interest-bearing checking account with only a $1,000 minimum opening deposit.


•  $1,000 minimum opening balance •  Free Basic Internet Banking
•  With a minimum daily balance of $1,000 or greater,
no monthly service charge
•  Unlimited Online BillPay
•  Minimum balance of $1,000 required to earn interest.
(Interest calculated on daily balance and paid monthly.)
•  Trust24 Telephone Banking

Conditions & Fees
• $15 monthly service charge if minimum daily balance falls below $1,000
• Any monthly service charges vary based on account activity and volume compared to minimum daily collected account balance.