Checking Accounts

We offer a variety of checking account options to best suit your business financial needs.  Call or stop by one of our locations to open your business checking account today!

  FREE SMALL BUSINESS CHECKING COMMERCIAL CHECKING COMMERCIAL NOW CHECKING
Account Description Small business owners will appreciate the one-on-one service provided by The Bank & Trust, as well as the product features of the small business checking account. If your business requirements exceed the limitations for free small business checking, The Bank & Trust also offers a large business checking account.  Account analysis is used to determine any monthly service charge.  Contact one of our Financial Services Representatives for more information. If you are a sole proprietor, or if you represent a non-profit or governmental organization, you may qualify for an interest-bearing checking account with only a $1,000 minimum opening deposit.
Minimum Opening Balance $100 $100 $1,000
Minimum Daily Balance to Avoid Service Charge N/A N/A N/A
Interest Paid No No Yes – if minimum daily balance of $1,000 is met.
Conditions & Fees Any transaction over 500 is $.50 per transaction (a transaction includes checks paid, checks deposited, ACH debits, ACH credits and deposits.) Any monthly service charges are based on account activity and volume compared to minimum daily collected account balance. Any monthly service charges are based on account activity and volume compared to minimum daily collected account balance.
Additional Features/Benefits Images provided on monthly statement

Free initial order of Home Accountant Deskbook checks

Free self-inking endorsement stamp

Merchant Credit Card Processing Services Available  

Business Credit Card Available (separate application required)

Merchant Credit Card Processing Services Available

 
All of these business checking accounts feature:
Free Basic Internet Banking
Free eStatements
Free Unlimited BillPay
Free Trust24 Telephone Banking (877) 275-6785
 For complete account disclosures, please see a Financial Services Representative.
There will be a $25 account closing fee for any account closing within 90 days of opening.
Other account related fees such as monthly service charges, insufficient funds (NSF) fees and overdraft fees still apply.