The Bank & Trust offers a variety of savings accounts and deposit services with maturities varying from 90 days to 5 years. Call us at (979) 260-2100 to discuss your options today.
Commercial Money Market -
A limited transaction account that provides a competitive market rate.
| • $2,500 minimum opening balance | • Free Basic Internet Banking |
| • With a minimum daily balance of $2,500 or greater, no monthly service charge |
• Trust24 Telephone Banking |
| • $2,500 minimum daily balance required to earn interest (Interest calculated on daily balance, compounded and paid monthly. If account is closed before the interest is credited, you will not receive accrued interest.) |
• Rates vary based on account balance |
Conditions & Fees
• $10 monthly service charge if minimum daily balance falls below $2,500
• Limited transaction account with a $5 per item service charge per statement cycle for any withdrawal
• $10 monthly service charge if minimum daily balance falls below $2,500
• Limited transaction account with a $5 per item service charge per statement cycle for any withdrawal
exceeding regulatory limitations.*
Commercial Savings -
A limited transaction account that is a great way to help you establish a liquid reserve.
A limited transaction account that is a great way to help you establish a liquid reserve.
| • $100 minimum opening balance | • Free Basic Internet Banking |
| • With a minimum daily balance of $100 or greater, no quarterly service charge |
• Trust24 Telephone Banking |
| • $100 minimum daily balance required to earn interest. (Interest calculated on daily balance, compounded and paid quarterly. If account is closed before the interest is credited, you will not receive accrued interest.) |
Conditions & Fees
• $10 quarterly service charge if minimum daily balance falls below $100
• Limited transaction account, first 6 withdrawals per statement cycle at no charge. $2 for
each additional withdrawal over 6 per statement cycle.*
• $10 quarterly service charge if minimum daily balance falls below $100
• Limited transaction account, first 6 withdrawals per statement cycle at no charge. $2 for
each additional withdrawal over 6 per statement cycle.*
Certificate of Deposit-
The Bank & Trust certificates of deposit provide a safe investment with a guaranteed return and choice of maturities tailored to fit your needs.
The Bank & Trust certificates of deposit provide a safe investment with a guaranteed return and choice of maturities tailored to fit your needs.
- $2,500 opening balance
- Wide range of terms
-
Competitive fixed rates
- Variety of interest disposition options
*Regulation D limits certain types of withdrawal and transfer transactions you can make out of your savings or money market accounts to a maximum combined total of six (6) per month or statement cycle. An Excess Activity Fee may apply for each transaction that exceeds the limit. Please refer to your Account Agreement for details.
For complete account disclosures, please see a Financial Services Representative.