Savings & CDs

The Bank & Trust offers a variety of savings accounts and deposit services with maturities varying from 90 days to 5 years.  Call us at (979) 260-2100 to discuss your options today.

Commercial Money Market -
A limited transaction account that provides a competitive market rate.

•  $2,500 minimum opening balance •  Free Basic Internet Banking
•  With a minimum daily balance of $2,500 or greater,
no monthly service charge		 •  Trust24 Telephone Banking
•  $2,500 minimum daily balance required to earn interest
(Interest calculated on daily balance and paid quarterly.)		 •  Rates vary based on account balance
Conditions & Fees
• $15 monthly service charge if minimum daily balance falls below $2,500
• Limited transaction account with a $5 per item service charge per statement cycle for any withdrawal exceeding regulatory limitations.

Commercial Savings -
A limited transaction account that is a great way to help you establish a liquid reserve.

•  $100 minimum opening balance •  Free Basic Internet Banking
•  With a minimum daily balance of $100 or greater,
no monthly service charge		 •  Trust24 Telephone Banking
•  $100 minimum daily balance required to earn interest.
(Interest calculated on daily balance and paid quarterly.)
Conditions & Fees
• $10 quarterly service charge if minimum daily balance falls below $100
• Limited transaction account, first 6 withdrawals per statement cycle at no charge. $2 for each additional withdrawal over 6 per statement cycle.

Certificate of Deposit-
The Bank & Trust certificates of deposit provide a safe investment with a guaranteed return and choice of maturities tailored to fit your needs.

  • $500 opening balance
  • Wide range of terms
  • Competitive fixed rates
  • Variety of interest disposition options