Savings & CDs

The Bank & Trust offers a variety of savings accounts and deposit services with maturities varying from 90 days to 5 years.  Call us at (979) 260-2100 to discuss your options today.

COMMERCIAL MONEY MARKET COMMERCIAL SAVINGS
Account Description A limited transaction account that provides a competitive market rate. A limited transaction account that is a great way to help you establish a liquid reserve.
Minimum Opening Balance $2,500 $100
Service Charge $10 (monthly) $10 (per statement cycle)
Minimum Daily Balance to Avoid Service Charge $2,500 $100
Interest Paid Yes – if minimum daily balance of $2,500 is met. Yes – if minimum daily balance of $100 is met.
Limited Transaction Account* Yes
First 6 withdrawals per statement cycle at no charge, $5 for each additional withdrawal over 6 per statement cycle.
Yes
First 6 withdrawals per statement cycle at no charge, $2 for each additional withdrawal over 6 per statement cycle.
Additional Features/Benefits Rates vary based on account balance.
All of these business saving accounts feature:
Free Basic Internet Banking
Free eStatements
Free Trust24 Telephone Banking (877) 275-6785
For complete account disclosures, please see a Financial Services Representative.
There will be a $25 account closing fee for any account closing within 90 days of opening.
Other account related fees such as monthly service charges, insufficient funds (NSF) fees and overdraft fees still apply.
*Regulation D limits certain types of withdrawal and transfer transactions you can make out of your savings or money market accounts to a maximum combined total of six (6) per month or statement cycle.  An Excess Activity Fee may apply for each transaction that exceeds the limit.  Please refer to your Account Agreement for details.
Certificate of Deposit
The Bank & Trust certificates of deposit provide a safe investment with a guaranteed return and choice of maturities tailored to fit your needs.
  • $2,500 minimum opening balance
  • Wide range of terms
  • Competitive fixed rates
  • Variety of interest disposition options