Checking Accounts


We offer a variety of checking account options to best suit your financial needs.  Call or stop by one of our locations to open your checking account today!

Account Description This account offers affordable and accessible banking for everyone. An interest bearing checking account perfect for those needing availability of funds with the added benefit of competitive rates. Available for our customers age 50 and above, this interest bearing checking account offers competitive rates with additional benefits.
Unlimited Check Writing Yes Yes Yes
Minimum Opening Balance $50 $1,000 $1,000
Minimum Daily Balance to Avoid Service Charge N/A $1,000 $1,000
Monthly Service Charge None $10 $10
Interest Paid No Yes – if minimum daily balance of $1,000 is met. Yes – if minimum daily balance of $1,000 is met.
Additional Features/Benefits First order of bank stock checks at no charge Free bank stock checks
Free notary services
Check Images included in monthly statement
All of these consumer checking accounts feature:
Free TB&T MasterCard Debit Card
Free Online Banking
Free eStatements
Free Unlimited BillPay
Free Trust24 Telephone Banking (877) 275-6785
Unlimited use of TB&T ATMs at no charge
Free ATMs Nationwide*
Free Mobile Banking+
For complete account disclosures, please see a Financial Services Representative.
There will be a $25 account closing fee for any account closing within 90 days of opening.
Other account related fees such as monthly service charges, insufficient funds (NSF) fees and overdraft fees still apply.

*Mail or bring in your original, legible receipt within 60 days of the transaction and the bank will refund any other bank’s fees.

+Wireless fees or internet access fees may apply.  Contact your local cell phone provider for details.