Be Free.
Introducing Cash Back Free Checking!

Free is good. Free plus cash back is even better! This account offers the same great benefits of our Free Checking with an opportunity to earn cash back on your signature or credit based transactions when you use your TB&T MasterCard^® Debit Card.

• $50 minimum opening balance
• No minimum balance requirement
• No monthly service charge
• Unlimited Check Writing
• Free first order of bank stock checks
• Free Unlimited BillPay
• Free Online Banking
• Free TB&T MasterCard^® Debit Card
• Free Mobile Banking^†
• Free eStatements
• Free Trust24 Telephone Banking (877) 275-6785
• Unlimited use of TB&T ATMs at no charge
• Free ATMs nationwide*

With our Cash Back Free Checking, if you have an ACH (automated clearing house) direct deposit post to your account or receive an eStatement each statement cycle, you’ll automatically receive $ .05 cash back for each TB&T MasterCard Debit Card signature or credit based settled transaction** up to $10.00 per statement cycle.  Don’t worry, if you don’t meet the qualifications, the account is still free!

At TB&T, it pays to bank local!

† Wireless fees or internet access fees may apply.  Contact your local cell phone provider for details.
* Mail or bring in your original, legible receipt within 60 days of the transaction and the bank will refund any other bank’s fees.
**A settled transaction is one that has posted to your account.  For some debit card transactions, the funds are placed on hold any may take up to three business days to actually post to your account.

Personal accounts only. For complete account disclosures, please see a Financial Services Representative. Rebates are limited to $10.00 per statement cycle and will be automatically credited to your account at the end of each statement cycle. Rebates are considered interest and will be reported on IRS form 1099-INT.  All accounts subject to approval. All terms and conditions are subject to change at any time.