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A limited transaction account that gives you a higher yield than a savings account.
A limited transaction account that gives you a higher yield than a savings account.
| • $2,500 minimum opening balance | • Free Online Banking |
| • With a minimum daily balance of $2,500 or greater, no monthly service charge |
• Free Trust24 Telephone Banking |
| • $2,500 minimum daily balance required to earn interest (Interest calculated on daily balance and paid quarterly.) |
• Rates vary based on account balance |
Conditions & Fees
• $10 monthly service charge if minimum daily balance falls below $2,500
• Limited transaction account with a $5 per item service charge per statement cycle for any withdrawal exceeding regulatory limitations.
Junior Savers -
For our customers under 18, this limited transaction account with no monthly service charge is a great way to start saving.
Conditions & Fees
• Limited transaction account, first 6 withdrawals per statement cycle at no charge. $2 for each additional withdrawal over 6 per statement cycle.
• $10 monthly service charge if minimum daily balance falls below $2,500
• Limited transaction account with a $5 per item service charge per statement cycle for any withdrawal exceeding regulatory limitations.
Junior Savers -
For our customers under 18, this limited transaction account with no monthly service charge is a great way to start saving.
| • No minimum opening balance | |
| • No minimum balance requirement | |
| • $100 minimum daily balance required to earn interest. (Interest calculated on daily balance and paid quarterly.) |
Conditions & Fees
• Limited transaction account, first 6 withdrawals per statement cycle at no charge. $2 for each additional withdrawal over 6 per statement cycle.
Statement Savings -
A limited transaction account that is a great way to help you establish a habit of saving.
| • $100 minimum opening balance | |
| • With a minimum daily balance of $100 or greater, no monthly service charge |
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| • $100 minimum daily balance required to earn interest. (Interest calculated on daily balance and paid quarterly.) |
Conditions & Fees
• $10 quarterly service charge if minimum daily balance falls below $100
• Limited transaction account, first 6 withdrawals per statement cycle at no charge. $2 for each additional withdrawal over 6 per statement cycle.
• $10 quarterly service charge if minimum daily balance falls below $100
• Limited transaction account, first 6 withdrawals per statement cycle at no charge. $2 for each additional withdrawal over 6 per statement cycle.
Certificate of Deposit-
Certificates of Deposit are a strong, steady part of any financial portfolio. The Bank & Trust certificates provide a safe investment with a guaranteed return and choice of maturities tailored to fit your needs.
Certificates of Deposit are a strong, steady part of any financial portfolio. The Bank & Trust certificates provide a safe investment with a guaranteed return and choice of maturities tailored to fit your needs.
- $2,500 minimum opening balance
- Wide range of terms
- Competitive fixed rates
- Variety of interest disposition options
Individual Retirement Account (IRA)-
An Individual Retirement Account, or IRA, is perfect when starting a new family, saving for a college education or planning for your retirement. The Bank & Trust offers three types of IRAs-traditional, SEP and Roth. All of our IRAs offer competitive rates and terms-plus, each IRA has its own tax advantages.*
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$2,500 minimum opening balance
- Tax deferred advantages
- Competitive fixed and variable rates
- No management fees
* Consult your tax advisor regarding potential tax savings.