Checking Accounts | The Bank & Trust

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Checking Accounts

We offer a variety of checking account options to best suit your business financial needs. Call or stop by one of our locations to open your business checking account today!

	FREE SMALL BUSINESS CHECKING	COMMERCIAL CHECKING	COMMERCIAL NOW CHECKING
Account Description	Small business owners will appreciate the one-on-one service provided by The Bank & Trust, as well as the product features of the small business checking account.	If your business requirements exceed the limitations for free small business checking, The Bank & Trust also offers a large business checking account. Account analysis is used to determine any monthly service charge. Contact one of our Financial Services Representatives for more information.	If you are a sole proprietor, or if you represent a non-profit or governmental organization, you may qualify for an interest-bearing checking account with only a $1,000 minimum opening deposit.
Minimum Opening Balance	$100	$100	$1,000
Minimum Daily Balance to Avoid Service Charge	N/A	N/A	N/A
Interest Paid	No	No	Yes – if minimum daily balance of $1,000 is met.
Conditions & Fees	Any transaction over 500 is $.50 per transaction (a transaction includes checks paid, checks deposited, ACH debits, ACH credits and deposits.)	Any monthly service charges are based on account activity and volume compared to minimum daily collected account balance.	Any monthly service charges are based on account activity and volume compared to minimum daily collected account balance.
Additional Features/Benefits	Images provided on monthly statement Free initial order of Home Accountant Deskbook checksFree self-inking endorsement stamp Merchant Credit Card Processing Services Available	Business Credit Card Available (separate application required) Merchant Credit Card Processing Services Available
All of these business checking accounts feature:
Free Basic Internet Banking Free eStatements Free Unlimited BillPay Free Trust24 Telephone Banking (877) 275-6785
For complete account disclosures, please see a Financial Services Representative. There will be a $25 account closing fee for any account closing within 90 days of opening. Other account related fees such as monthly service charges, insufficient funds (NSF) fees and overdraft fees still apply.