One-Time Close Loan

This all in one financing solution combines your lot financing (if needed), interim construction and permanent mortgage loan into one transaction. All you need is one application – and the best part is your permanent mortgage rate is based on today’s rates!


  • Permanent loan interest rate based on today’s rates
  • One loan and one loan closing reduces closing costs
  • No re-approval required after initial loan closing
  • Only one set of loan documents to sign
  • Interest-only payments during construction phase
  • Loan Amounts up to $1,000,000
  • Single family homes, primary residence inside Brazos County; Second homes in Bryan/College Station
  • Various fixed rate terms available
  • Portfolio loan means loan will be retained and serviced by TB&T

Contact us today for more information about how this unique program can help you!

Originating Organization NMLS ID#495002

All loans subject to credit approval and collateral review. Rates, products, programs, terms and conditions are subject to change without notice. Underwriting terms and conditions apply. Some restrictions apply. This is not an offer for extension of credit or a commitment to lend. Rates are subject to pricing adjustments based on the type of property, credit score, loan-to-value ratio, and other variables. The Annual Percentage Rate (APR) reflects the actual cost of the loan on an annual basis, which includes interest, closing costs, and origination fee. The loan to value (LTV) is the lesser of the appraised value or the acquisition cost (cost of land plus cost to construct).